Planning math for owner keep after card processing you type. Default first paint: $1,000 in-person sales, 40 card tabs, Square Free 2.6% + 15¢ → card $32.00, KEEP $888.00. Tip-out 8% of sales you type = $80 (not 3%), COGS $0, labor $0, tax buffer $0, software $0 not baked in, Toast processing you type default 0 (not 2.49%). Caption: $1,000 in-person Square Free − 2.6% − 15¢ × 40 tabs. Official Square US (fee calculator + help article 5068). Not a staff-only tip-pool mill. Owner KEEP after card is the wedge. Confirm on Square Dashboard.
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USD
Keep after in-person card fees you type
$888.00
$1,000 in-person Square Free − 2.6% − 15¢ × 40 tabs − tip-out 8% of sales you type. KEEP $888.00.
Card fees
$32.00
Tip-out
$80.00
Keep
$888.00
2 more plannersCard per tab. Same $1,000 with 8% tip-out of sales you type.
Card fee per tab
card$ ÷ tabs. Guarded if tabs ≤ 0.
$0.80
$32.00 ÷ 40 tabs = $0.80 on first paint.
8% tip-out of sales on $1,000
8% of sales you type = $80. Not 3%. Software $0. Toast default 0.
$80.00
First paint. KEEP = 1000 − 32 − 80 = $888.00. Owner KEEP after card is the wedge.
Tip-out = 8% of sales you type = $80.00 (not 3%) · software $0 not baked in · COGS $0 · labor $0 · Toast processing you type default 0 (not 2.49%) · tax $0
KEEP = 1000 − 32 − 80 = $888.00
Caption: $1,000 in-person Square Free − 2.6% − 15¢ × 40 tabs. Tip-out is 8% of sales you type, not 3%. Software $0. Toast 2.49% is not the default.
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Works worldwide. Changes money labels only, not a live FX converter.
Not a staff-only tip-pool mill (not an etip.com clone). Owner KEEP after card is the wedge.
We don’t resell POS hardware.
Not affiliated with Square or Toast. Confirm on the dashboard.
FAQ
What is keep on $1,000 in-person Square Free?
Default first paint: KEEP $888.00. Card$ = $1,000 × 2.6% + 40 × 15¢ = $26 + $6 = $32.00. Tip-out 8% of sales you type = $80. Software $0 not baked in. KEEP = 1000 − 32 − 80 = $888.00. Toast processing you type default 0 — not 2.49%. Official Square US: tap/dip/swipe 2.6% + 15¢ on Square Free.
Why 8% tip-out of sales, not 3%?
First paint types 8% of sales = $80, labeled 8% of sales you type — not 3%. KEEP = $888.00. Tip-out is yours to type. This is not a staff-only tip-pool mill. Owner KEEP after card is the wedge. Software $0 not baked in.
Are Square Plus/Premium or online rates the default?
No. Default is Square Free in-person tap/dip/swipe 2.6% + 15¢. Toast 2.49% is not used. Toast processing is user-typed, default 0. Online/invoices 3.3% + 30¢ and manual 3.5% + 15¢ are presets you type. Plus 2.5% + 15¢ and Premium 2.4% + 15¢ are also typed. Confirm on Square Dashboard.
Do you resell POS or run a Toast CPA?
No. We don’t resell POS hardware. Square affiliate is untracked. Toast is channel/integration — skipped as a simple calc CPA (pos.toasttab.com/partners listed untracked if you want the public partners page).