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2026 · Bandcamp keep · 15% + card 2.2%+$0.30 · Not affiliated

Bandcamp keep 2026 — 15% digital + card 2.2%+$0.30 take-home

Planning math for a Bandcamp digital sale. Official help (June 10, 2026): 15% digital share on the first $100 of an item, plus processor fees. Default first paint: $100 digital, credit card 2.2% + $0.30 → share $15.00 + processing $2.50 = KEEP $82.50. Not $85.00 with processing $0. Not a generic Stripe 2.9%+$0.30. A $10 album preset is share $1.50 + proc $0.52 → KEEP $7.98. PayPal on $10 → KEEP $8.01 (preset, not default). Merch 10%, after-$5k TTM 10%, gift card, and under-$8.07 5%+$0.05 are you-type. Pro $10/mo typed $0, not in KEEP. Not affiliated. Planning only.

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Keep after 15% digital + card 2.2%+$0.30

$82.50

Official 15% digital + card 2.2%+$0.30 You type merch 10%, after-$5k, PayPal/gift card, Pro

$100 digital − 15% − card 2.2% + $0.30. KEEP $82.50. Planning only.

Share
$15.00
Processing
$2.50
Keep
$82.50
2 more planners$10 album $7.98. PayPal $10 $8.01. Pro typed $0.

$100 card vs $10 album

Official card 2.2%+$0.30. Not a 4–6% range. Not Stripe 2.9%+$0.30.

$100 card
$82.50
$10 album
$7.98
PayPal $10
$8.01

Pro $10/mo

Typed monthly, default $0. Not baked into KEEP.

$0.00

Pro line on first paint is $0.

Worked example · no click required

Default $100 digital card → $82.50 keep

Official June 10, 2026 processor table. Default processor is credit card 2.2%+$0.30. Share on the first $100 of an item.

$10 album: share $1.50 + proc $0.52 = KEEP $7.98. PayPal $10: proc $0.49 = KEEP $8.01.

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The formula

share$ = min(sale, 100) × (share % ÷ 100)
proc$ = sale × (processor % ÷ 100) + processor $
KEEP = sale − share$ − proc$ − tax_buffer

Pro monthly is a separate typed line, default $0, never inside KEEP. Shipping/tax are not in the physical fee base.

Official processor table (June 10, 2026)

What this page is not

Sources

What are Bandcamp’s fees
Payment processor fees for digital sales

FAQ

How much do you keep on a $100 digital sale?

Default first paint: KEEP $82.50. Official June 10, 2026: 15% digital share on the first $100 of an item plus credit-card processing 2.2% + $0.30. Share $15.00 + processing $2.50 → KEEP $82.50. Do not ship $85.00 with processing $0. Do not invent generic Stripe 2.9%+$0.30. Pro $10/mo is typed, default $0, not in KEEP. Planning only. Not affiliated with Bandcamp.

What about a $10 album?

Preset: share 15% = $1.50. Credit card 2.2%+$0.30 = $0.52. KEEP = 10 − 1.50 − 0.52 = $7.98. PayPal on $10 is 1.9%+$0.30 = $0.49 → KEEP $8.01 (preset, not default).

Is processing a 4–6% range?

No. Official processor table (June 10, 2026): digital ≥ $8.07 PayPal 1.9%+$0.30, gift card 2.9%+$0.30, credit card 2.2%+$0.30. Under $8.07: 5%+$0.05. Default is credit card 2.2%+$0.30.

Merch 10% and after $5,000 TTM?

Merch 10% and digital 10% after $5,000 USD in the last 12 months are you-type presets. Shipping and tax are not in the physical fee base. Share is on the first $100 of an item only.

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